Finance Options

Spread the cost with flexible finance

At Adapt Ability, we understand that many customers may prefer the option of paying with finance. That's why we're proud to be partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost of your purchase with manageable monthly payments.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated 'Excellent'.

Adapt Ability finance options

Providing an Option

The following finance options are available, always subject to the lender's assessment:

  • Fixed finance at 9.99% APR over 36, 48 or 60 months

A deposit may be required and we will agree the deposit amount with you before you begin the application process.

You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Representative Example *

A £5,000 purchase with a 25% deposit, paid over five years (60 months) at 9.99% APR:

Purchase amount£5,000
Deposit amount£1,250
Total credit£3,750
Interest rate9.99% (fixed)
Loan duration60 months
Monthly repayment£79.66
Total repayable£4,779.48
Total cost of purchase£6,029.48

* Please note the representative example provides an indication only and the exact details will be provided at the application stage.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

Ready to Apply?

To begin the application process click the button below, or call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Apply with Ideal4FinanceAsk Us a Question

Adapt Ability Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.